Like some other government entities, the USDA backs certain loans made to eligible borrowers. USDA land loans are actually among the easier types of subsidized loans to qualify for, but they still have specific requirements. These loans are intended for borrowers with a moderate level of income who want to build on rural land. Requirements To Determine Who Qualifies For A USDA Land Loan USDA land loans finance plots of land on the condition that the borrower intends to build a home on the land. As such, a number of the requirements one will need to meet when applying for this type of loan revolves around that concept. Land requirements First, USDA loans are only available in certain eligible areas - typically rural locations. Additionally, the plot of land can be no larger than the average size of other properties in the area. This is because USDA-backed financing is reserved for those who truly benefit from it. As such, if you’re hoping to finance a plot of land tha