Bank News

1. Choosing the wrong bank to partner with for your business. Banks, just like businesses, have a "niche" and focus their products and services on catering to specific audiences. You wouldn't take your Bentley to Walmart for service, just like you shouldn't let just any bank handle your business's financial needs. Some banks specialize in providing services for consumers with personal banking needs, while others focus on servicing businesses large and small. It's important to know there is no "one-size-fits-all" loan program that works for every business.  It's essential to find the right bank that understands your business is your livelihood. A suitable commercial lender will learn your short term and long-term business goals and provide strategic financial guidance for the future of your business. He or she will place the best interest of your business at the forefront of the relationship. Like any great business partner,

When it comes to using debit cards or check cards, you may worry about security and safety - especially if you are using them online. This is likely because there are many news stories about scam artists who may try to steal access to your checking account via your debit card information. There's also a number of misconceptions out there that lead people to believe that, unlike credit card protection features, you'll simply be out of luck if someone begins making purchases from the checking account linked to your debit card or check card. This is simply not true. Fortunately, there are many security features in modern debit cards and check cards that help prevent theft and unauthorized use. The following are some of the common safety features that most debit cards have, including a few that are unique to our First Bank and Trust debit cards: The MobiMoney App When it comes to our customer's safety and security, First Bank and Trust goes above and beyond b