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The Convenience Of Banking Online

Online banking plays a key role in the financial management of your money. You can access your account information with a smartphone or other similar device anywhere you have access to internet capability. The ability to bank online provides you with much more flexibility and convenience. The following are a few ways in which banking online will make life more convenient for you

1. Transfer money online

Using First Bank and Trust, you'll be able to register online for new or existing checking accounts,  savings accounts, and money market accounts. By registering for these accounts online, you will be able to make transfers without going to the bank.

2. View your transaction history online

Not only can you transfer money to and from your online accounts, you'll be able to view a detailed transaction history at any time. This will make it much easier to not only track your spending habits and budget your finances, but it makes it much easier to identify potential fraud as well since you'll be able to pick up on purchases listed on your accounts that you may not have made. The quicker you spot payments that were not authorized, the easier it will be to resolve it quickly.

3. Pay your bills online

You'll no longer have to rely on snail mail in order to pay your bills. This means you won't have to worry about checks being lost in the mail or forgetting to send out a bill until a day before it's due, which could result in late fees. Instead, you can pay most bills instantly from your online accounts. In fact, you can even set up automatic payments online so that you'll never be late.

4. Apply for loans online

Online banking at First Bank and Trust doesn't stop at your banking accounts - you'll also be able to apply for loans online as well, whether you're looking to apply for a home mortgage or a car loan. Applying for a loan online is easy. Simply put in your verifying information and a local loan officer will reply within 24 hours.

5. Take advantage of online banking from anywhere

It's easy to argue that the ability to go online in order to do all of your banking is much more convenient than having to call an automated service on the phone or drive to your local bank office to complete your banking needs.
However, the convenience of online banking doesn't just stop there - you'll also be able to do all of this from your smartphone. Being able to access your accounts online via your smartphone means that if you're at a store and you're not sure that your paycheck has been deposited yet, you can check your account on your smartphone while you're standing in line to make sure that you won't overdraft.
In fact, you'll be able to transfer money, deposit money, and pay bills using your smartphone as well, no matter where you are - as long as you have an Internet connection.

6. Access your accounts 24/7

Often, work schedules and other commitments can make it difficult to visit one of our local offices during normal banking hours. With online banking, you’ll have 24/7 access to your accounts. Even depositing a check into your account can be accomplished online with Remote Deposit Anywhere. Simply take a picture of the front and back of the check and deposit it into any of your accounts.

7. Save time and money

Not everybody lives right next door to their bank office. In fact, many people have to drive or take public transportation to visit their bank. Time is valuable, and banking online helps you save time and the expense of going to an office.

Start Banking Online Today


There are many benefits to enjoy from banking online, and you can take comfort in the knowledge that our online banking services are extremely safe and secure. Contact First Bank and Trust  for more information about online banking today.

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