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Choosing The Right Payment Processing Equipment for Your Business


Operate your business smarter, not harder by choosing the right payment processing equipment.


There are a multitude of duties and responsibilities that demand your time when you’re running a business. Aside from managing inventory, supervising employees and all the other administrative duties, your payment system may not be top-of-mind, which could be a deal-breaker when it comes to making your business more profitable. Choosing the right equipment can seem like a daunting task, but it’s all about understanding how you want to get paid.


Accepting credit cards, checks or both

If you accept credit cards, the Clover suite of products makes doing business easier by providing you with the right mix of POS hardware and software allowing your business to accept credit cards, EMV® chip and contactless payments like Apple Pay® from customers, safely and securely.

Powered by technology from First Data, an industry leader in payment processing solutions, Clover is not just an EMV solution, it's a payments-as-a-service platform. What does this mean for your business? Everything! It gives your point-of-sales more flexibility and provides the opportunity to build customer-facing experiences that make your business stand out.  There are several options depending on your unique needs:

Clover Station – The all-in-one point of sale and payments system comes complete with a cash drawer.  Includes built-in capabilities that help speed up transactions, simplify daily tasks, and enable the latest payment acceptance.  An all-in-one system.

Clover Mini – A compact countertop POS with the guts to go big.  Accept swipe, EMV chip, and NFC payments right out of the box.  Customizable with do-it-all apps for whatever your business needs. Keep things moving at the register by printing customer receipts on the spot.

Clover Flex – Free your hands, minds and countertops for the things that matter.  Off-site Sales: Because it’s LTE / Wi-Fi enabled, Clover Flex lets you accept payments outside of your store and on the road. Pay at the table: Process a card, print the receipt, get a customer signature and tip without missing a beat. Built-in functionality: Clover Flex is packed with features like a printer, camera and 1D/2D barcode scanner.  Accept the latest payment types including EMV chips or Apple Pay®.

Clover Go – Accept payments anywhere. No matter how your customer is paying, Clover Go can take it, and you get paid fast! Whether you’re running around town or running around your store, Clover Go Mobile POS app and Clover Dashboard place additional, robust features at your fingertips. Big things come in small packages with Clover Go including intuitive sales reporting, business insights and more.

No matter which Clover product you choose, every transaction, from swipe to finish, is protected. The online PCI compliance wizard helps you adhere to the latest security standards. And, in the event of a data breach, get a liability waiver of up to $100,000 for card association fines and expenses. Get expert guidance with an additional level of client service expertise to address your business security questions and concerns.

Accepting checks

Accepting checks allows you to provide your customers with options other than credit cards, but taking deposits to the bank every day is not the best use of your time. If this is you, consider remote deposit capture as a payment option.
Securely deposit checks at any time of the day from your home or office, and that’s not all you can do with remote deposit capture. You can manage direct deposit payroll transactions as well as automatic drafts. Scanning hardware is required for RDC, and the equipment is available for lease at First Bank & Trust Company.

As an added benefit, when you lease equipment from First Bank & Trust, you can enjoy the benefits of personalized service from a local e-commerce support specialist, from installation to free consultations and advice on how to build success for your business through the use of better sales tools. For more details, and to find out how to qualify for a remote deposit scanner, visit firstbank.com.

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