Bank News

With the convenience of modern technology, you can do virtually anything anywhere, including banking. Most people are well aware of the ability to make banking transactions online, such as transferring money from one account to another, sending payments, checking their balance, and so forth. However, there’s one more technology that you might not think about: Remote deposits . Our mobile Remote Deposit Anywhere (RDA) feature can be used to deposit checks into your account from virtually any location. You just need online access to your accounts and a compatible mobile device with a camera. First, What Is Remote Deposit Anywhere? Remote Deposit Anywhere is a mobile service available to those who use mobile banking. It is part of our mobile banking services and allows for a greater amount of convenience when it comes to managing deposits. RDA is accessed through our mobile app and uses your devices camera hardware to deposit physical checks into your banking account. How Rem...

Online banking plays a key role in the financial management of your money. You can access your account information with a smartphone or other similar device anywhere you have access to internet capability. The ability to bank online provides you with much more flexibility and convenience. The following are a few ways in which banking online will make life more convenient for you 1. Transfer money online Using First Bank and Trust, you'll be able to register online for new or existing checking accounts,   savings accounts, and money market accounts . By registering for these accounts online, you will be able to make transfers without going to the bank. 2. View your transaction history online Not only can you transfer money to and from your online accounts, you'll be able to view a detailed transaction history at any time. This will make it much easier to not only track your spending habits and budget your finances, but it makes it much easier to identify potential fra...

There is no doubt that farming can be a difficult job, but obtaining financing to sustain and grow your operation should not be! Working with a lender that is knowledgeable about agriculture and how best to structure credit will make the process of applying for and obtaining financing for your farm as simple as possible. In this post, we will discuss a few basic steps that you can take to make your first meeting with a lender go smoothly. Remember, the better the quality of the information provided, the quicker that you will be able to get access to the financial support that your operation needs. What to Bring Income statements: An income statement is a record of the revenues and expenses generated by your farm. Most commonly, your income statement will be reported on your individual or company tax returns. Your lender will analyze your historical results to determine whether your farm business produces enough cash flow to service your debt. Be prepared to have a discussion with...